The Commonwealth Bank of Australia (CBA) is a leading integrated financial services group. One of the largest global banks in terms of market capitalisation, it is included in the Morgan Stanley Capital Global Index.

The Group is the largest listed company on the Australian Securities Exchange and is the biggest financial services distribution network in the country.

Our Company

CBA has a growing international footprint, with businesses in Hong Kong, Vietnam, Indonesia, New Zealand, China, India, Japan, Singapore, the United Kingdom, the United States and South Africa, to name a few. It employs more than 52 000 people all around the world.

The Group has embraced technology and is committed to leading the market through innovative, digital products. Its vision is to excel at championing the financial wellbeing of people, businesses and communities.

International Financial Services

International Financial Services (IFS) is a division of CBA. It has a portfolio of eleven businesses, a mix of proprietary and investment stakes, including retail and small and medium enterprise banking operations in Indonesia, China and Vietnam. There are also life insurance operations in China and Indonesia. IFS employs 3 100 people across all its operations

The essence of IFS is the provision of financial services to the unbanked and underbanked. It does this by providing innovative banking solutions for retail customers and small businesses in its markets.

TymeDigital by Commonwealth Bank South Africa

CBA bought Tyme (Take your money everywhere), a South African fintech business, in 2015.

TymeDigital uses cutting edge technology at its self-service kiosks to enable authentication of an individual, verification of address details which then allows them to transfer money, easily and within minutes.

CBA is now building a full service digital bank in South Africa, TymeDigital by CBSA. It aims to provide affordable and accessible banking services through a growing network of partners. Increasing awareness about financial services and their responsible use through financial education is an essential part of its plans to grow the market in South Africa and win customers.

TymeDigital is a non-guaranteed subsidiary of the Commonwealth Bank of Australia, one of the top global banks. In South Africa, African Rainbow Capital (ARC), an empowerment investment company, has a 10% shareholding in the bank.


To excel at securing and enhancing the financial wellbeing of people, businesses and communities.